IRM established. First client onboarded, Atlantic Southern Insurance Company in Puerto Rico.
Navigating Waves.
Delivering Stability.
Specialist reinsurance solutions for insurers
across the Caribbean and Latin America.
IRM provides focused reinsurance
solutions across Life, Health, and
Property, built for regional markets
and long term stability.
Health Reinsurance
IRM supports insurance companies and health plans across the Caribbean with specialist treaty and facultative reinsurance for Individual and Group Major Medical Expense portfolios and Travel Emergency Medical coverage. Our approach combines disciplined underwriting with consistent capacity and hands-on technical engagement. Beyond risk transfer, we actively support clients through value-added services such as case management, claims review, and underwriting and claims training, helping promote sustainable portfolio performance over the long term.
Life Reinsurance
IRM provides life reinsurance solutions tailored to the realities of Latin American and Caribbean markets. We work with insurers to deliver structured capacity, clear underwriting frameworks, and long-term partnership. Our approach prioritizes consistency, clarity of appetite, and sustainable outcomes, supported by long-standing relationships with globally rated reinsurance partners.
Property Facultative
IRM’s Latin American Property Facultative platform combines strong, internationally rated capacity with local underwriting judgment. Designed around regional placement practices, the program offers dependable capacity, transparent appetite, and timely engagement with brokers. Built on nearly three decades of regional operating history, the platform reflects IRM’s broader commitment to disciplined execution and long-term market presence.
Case Management Unit (CMU)
IRM’s Case Management Unit supports insurers and health plans managing complex and high-cost medical claims. The CMU provides clinical insight, technical review, and structured case oversight, improving outcomes for policyholders while strengthening portfolio performance. This capability is a core part of IRM’s service-led model and a key differentiator across our Health Reinsurance offering.
Proven at Scale
Continuous operation
since 1996
since 1996
0
Years
Cumulative claims experience
across Life and Health portfolios
across Life and Health portfolios
$
0
B+
Claims handled across
regional portfolios
regional portfolios
0
+
Cumulative Caribbean
portfolio claims
portfolio claims
0
M+
Cumulative Latin American
portfolio claims
portfolio claims
$
0
M+
Complex international medical cases
managed by the Case Management Unit
managed by the Case Management Unit
0
+
We are your Specialist Reinsurance Partner
IRM is a specialist reinsurance managing general underwriter serving insurers across the Caribbean and Latin America. Since 1996, we have built a platform defined by disciplined underwriting, technical expertise, and long term partnerships.
Where Reinsurance Finds
Direction
Testimonials
From Our Clients
Jamaica
Jamaica We have been a client of International Reinsurance Managers, LLC (IRM) since 2003, during which time IRM has provided excellent support in the areas of group health reinsurance, and claims management.
Their work has been a major factor in the success of providing affordable, higher coverage for key clients and research and supplemental management of overseas claims. With confidence, I recommend IRM as a solid and reliable.
Puerto Rico
Puerto Rico It is a privilege to be able to issue this letter recognizing the high level of professionalism that I acknowledge in IRM. I have been working in the insurance industry for 28 years and I have had the opportunity to work with different reinsurances companies including IRM for long time. The experience that I have working with IRM is that they work with a lot of passion, clearly understands the objectives of our corporation and our clients. They have been working for us many years with a high degree of responsibility.
IRM work effectively and easily adapted to changes that were taking place in the company. There are engaged, authentic and helpful. They continually seek to improve the efficient and operational aspect. There are always willing to give time to meet organizational goals and solve any situation that may be faced. My experience with IRM has been that it is a high-performance company they are efficient, productive, which is very important when it comes to achieving the company’s objectives and strategies.
It is also, a company that has a diverse staff and there is always respect and cordiality. IRM is committed to its clients and partners and does not want to let them down, even if this means working additional hours to achieve the objective. I must acknowledge IRM as a great reinsurance company and I recommend as a solid and reliable partner.
The Bahamas
The Bahamas We have placed medical reinsurance through International Reinsurance Managers (IRM) for over two decades. We have found the reinsurance premiums rates and the contractual terms and conditions to be fair. We are also comfortable with the quality of the reinsurer who has supported our reinsurance programme.
Our company has taken advantage of IRM’s value added services, and have found IRM to have been a helpful partner in reviewing and advising on our policy language, underwriting and claims practices.
We are satisfied with our business relationship with IRM and are happy to recommend them as a capable and reliable reinsurance partner.
Turks & Caicos
Turks & Caicos We have engaged the services of International Reinsurance Managers, LLC (IRM) since May 2012. Over the past 12 years, our partnership with IRM has proven to be an asset to the organization. IRM has consistently provided comprehensive Health Reinsurance Coverage, with a particular emphasis on claims management.
Throughout our collaboration, IRM has maintained an exceptional level of professionalism, delivering insightful risk management solutions and unparalleled technical support. Their expertise has significantly enhanced our operations, and their responsiveness to our needs has been exemplary.
Given the quality of service we have received from IRM, I can confidently recommend International Reinsurance Managers, LLC to any organization seeking reliable and proficient reinsurance services.
Barbados
Barbados I am pleased to write this letter of recommendation for International Reinsurance Managers, LLC (IRM).
We have been doing business with IRM for over 20 years and IRM has always demonstrated the utmost professionalism and a very high level of knowledge of the medical insurance/reinsurance industry.
During our association with IRM, our experience has been very positive, and they have provided our business with excellent support in the areas of Underwriting, Pricing and Product Development, as well as Data Analysis.
I can confidently recommend IRM as a solid and reliable company.
Our Partnerships
IRM’s platform is supported by long-standing partnerships with highly respected global reinsurance organizations. These relationships reflect continuity, credibility, and aligned long-term perspectives.
Long-standing global reinsurance partner supporting IRM’s Caribbean portfolio since 2005.
Global reinsurance platform offering structured capacity and a focused, risk-led underwriting approach.
Established European insurance and reinsurance group with a strong balance sheet and long term market perspective.
Unparalleled access to the largest U.S. provider network with claims administration, health programs, and high-touch care navigation for international members.
Supporting IRM’s Latin American business since 2015, demonstrating continuity through corporate transition.
IRM Through the Years
Since 1996, IRM has grown steadily through long term partnerships, disciplined expansion and consistent execution across regional markets