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| Agency | Ratting | Outlook |
| A.M. Best | A+ (Superior) | Stable |
| Moody's | Aa3 (Excellent) | Stable |
| Standard & Poor's | AA- (Very Strong) | Stable |
Canada Branch (Life)
Munich Re Centre
390 Bay Street, 26th Floor
Toronto, Ontario
M5H 2Y2and/or Local Major Medical
Expenses
(416) 359 - 2200
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